Surex Direct has partnered, with Canada’s top insurance providers, to be able to provide residents of British Columbia their best rates on home insurance. We will compare up to 10 quotes to get you the ideal home insurance policy.A few things are needed to begin your BC home insurance quote. Please, have ready the square footage of your house, the year it was built and any information relating to upgrades and modifications of your home.Insurance made simple. Get your personalized offer today.
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BC has the highest average home price in Canada. Surex Direct will provide you home insurance options, to find a policy tailored to your needs.
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Beautiful British Columbia represents the province with the highest average home price, as well as the highest home insurance premiums. There are things homeowners can do to help reduce their premiums.
Bundle your home and auto insurance policies. Surex Direct, unlike most insurance providers, can bundle your top home insurance quote with your best auto insurance quote – even if the offers are from competing companies. You get the best of both worlds.
Get a credit check. Most companies we work with provide discounts for people who have been responsible borrowers. Insurers are more likely to trust someone that manages their credit well. Having good credit can help you save hundreds per year on your home insurance.
Pay annually. If you can budget an annual, lump-sum payment, you will pay 3-4% less - over the course of the year - for your home insurance premium than by making monthly payments.
Get a home insurance policy that matches your needs. Spend time going over the specifics of your policy. Understand the coverage you have and how it’d be applied, if needed.
Increase your deductible. If you can afford a larger deductible, in the case you’d need to exercise your policy, this will lower your home insurance premiums.
Get an alarm system. A more secure home carries less risk – it’s that simple.
In the simplest answer, everyone. If you own your home, you will want protection on both your physical home and the valuables inside. If you rent out a home, you will want coverage on the physical space. If you're a renter/tenant, you will want to insure your possessions in case of damage or theft.
We provide cheap home insurance to look after the bricks and mortar part of your home, as well as your possessions inside. You can get online home insurance to protect against fire, fixes and repairs. You can be covered from inclement weather such as wind, hail and lightning. Our coverage also extends to protect your valuables from theft.
In Canada, your claims history follows you, not the home. If you've had home insurance claims in previous houses, they must also be disclosed. Be prepared to disclose at least the most recent 10 years.