Surex Direct has partnered, with Canada’s top insurance providers, to be able to provide residents of British Columbia their best rates on home insurance. We will compare up to 10 quotes to get you the ideal home insurance policy.A few things are needed to begin your BC home insurance quote. Please, have ready the square footage of your house, the year it was built and any information relating to upgrades and modifications of your home.Insurance made simple. Get your personalized offer today.
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Only Ontario and BC have a higher home price average than Alberta. Surex Direct will provide you with a coverage specific to your needs, at an affordable price, for your largest investment.
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After the tragic floods in and around the Calgary area in 2013, home insurance rates in Alberta increased dramatically, as insurance providers sought ways to re-coup the $1.7 billion hit the industry took. However, there are still ways to temper your home insurance premiums.
Bundle your home and auto insurance policies. Surex Direct, unlike most insurance providers, can bundle your top home insurance quote with your best auto insurance quote – even if the offers are from competing companies. You get the best of both worlds.
Pay annually. If you can budget an annual, lump-sum payment, you will pay 3-4% less - over the course of the year - for your home insurance premium than by making monthly payments.
Get an alarm system. A more secure home carries less risk – it’s that simple.
Get a home insurance policy that matches your needs. Spend time going over the specifics of your policy. Understand the coverage you have and how it’d be applied, if needed.
Increase your deductible. If you can afford a larger deductible, in the case you’d need to exercise your policy, this will lower your home insurance premiums.
Get a credit check. Most companies we work with provide discounts for people who have been responsible borrowers. Insurers are more likely to trust someone that manages their credit well. Having good credit can help you save hundreds per year on your home insurance.
Just as we compare Alberta's elite insurance providers to find you the cheapest home insurance rate, we do likewise with auto insurance. As a true insurance broker, we are then able to combine the best pair of quotes - even if it's two different companies providing the best quote in each category.
In the simplest answer, everyone. If you own your home, you will want protection on both your physical home and the valuables inside. If you rent out a home, you will want coverage on the physical space. If you're a renter/tenant, you will want to insure your possessions in case of damage or theft.
We provide cheap home insurance to look after the bricks and mortar part of your home, as well as your possessions inside. You can get online home insurance to protect against fire, fixes and repairs. You can be covered from inclement weather such as wind, hail and lightning. Our coverage also extends to protect your valuables from theft.
In Canada, your claims history follows you, not the home. If you've had home insurance claims in previous houses, they must also be disclosed. Be prepared to disclose at least the most recent 10 years.
Every insurance company in Alberta quotes differently. If you've bundled auto and home insurance with the same company, you can see the discount on each. If you want to get a more accurate quote online, include both your home and your auto information.
November 27, 2015
David from Surex Direct provided us with fantastic service! Surex Direct made the process quick, easy to understand and very efficient. At the end of the... David from Surex Direct provided us with fantastic service! Surex Direct made the process quick, easy to understand and very efficient. At the end of the day, we knew that we were fully insured with great coverage for all our needs – at a very affordable price. Thanks David & Surex Direct!!!
November 26, 2015
Ryan, my experience with you was great. You made sure you understood my needs, didn’t make me feel embarrassed by my credit situation and worked extremely... Ryan, my experience with you was great. You made sure you understood my needs, didn’t make me feel embarrassed by my credit situation and worked extremely hard to help me secure insurance.
November 26, 2015
Aaron, my experience with you has been delightful and I will definitely refer friends and family to you in the near future. Aaron, my experience with you has been delightful and I will definitely refer friends and family to you in the near future.
November 23, 2015
Payden, I had a positive experience with you in my search for insurance that met my specific needs. You got me the answers I needed and took the time to... Payden, I had a positive experience with you in my search for insurance that met my specific needs. You got me the answers I needed and took the time to follow-up with me when I needed it, which I really appreciated.
November 20, 2015
Aaron goes above and beyond what a typical broker does. I have had multiple requests and every time he answers them immediately. I’m pretty sure he just... Aaron goes above and beyond what a typical broker does. I have had multiple requests and every time he answers them immediately. I’m pretty sure he just waits by his computer waiting for me to email him and then he tries to see how fast he can sort my request. It is also nice that he has been able to find me the lowest rates every year.
November 15, 2015
David, we had a very positive experience dealing with you. You gave us several outline options to choose from and even told us which company you personally... David, we had a very positive experience dealing with you. You gave us several outline options to choose from and even told us which company you personally deal with. However, it was our choice and we made the decision. We thank you for not putting pressure for us to join one over the other. We will recommend you and Surex Direct to anyone who inquires of us as to our home insurance.