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Compare Alberta Home Insurance Quotes from Top Providers at SurexDirect.com

How does Surex Direct find me cheaper home insurance quotes in Alberta?

Surex Direct has partnered, with Canada’s top insurance providers, to be able to provide residents of British Columbia their best rates on home insurance. We will compare up to 10 quotes to get you the ideal home insurance policy.A few things are needed to begin your BC home insurance quote. Please, have ready the square footage of your house, the year it was built and any information relating to upgrades and modifications of your home.Insurance made simple. Get your personalized offer today.

Average Home Price in Canada (2015)

Province Average Price ($)
New Brunswick 164,000
PEI 167,000
Nova Scotia 236,000
Manitoba 273,000
Quebec 278,000
NFL 280,000
Saskatchewan 303,000
Alberta 403,000
Ontario 477,000
British Columbia 632,000
Source: www.livingin-canada.com

Only Ontario and BC have a higher home price average than Alberta. Surex Direct will provide you with a coverage specific to your needs, at an affordable price, for your largest investment.

Average Home Price in Alberta (2015)

City Average Price ($)
Fort McMurray 577,999
Calgary 456,807
Edmonton 370,088
Grand Prairie 318,324
Medicine Hat 282,245
Lethbridge 265,322
Source: www.creastats.ca

Ways to Lower Your Alberta Home Insurance Premiums

After the tragic floods in and around the Calgary area in 2013, home insurance rates in Alberta increased dramatically, as insurance providers sought ways to re-coup the $1.7 billion hit the industry took. However, there are still ways to temper your home insurance premiums.

Bundle your home and auto insurance policies. Surex Direct, unlike most insurance providers, can bundle your top home insurance quote with your best auto insurance quote – even if the offers are from competing companies. You get the best of both worlds.

Pay annually. If you can budget an annual, lump-sum payment, you will pay 3-4% less - over the course of the year - for your home insurance premium than by making monthly payments.

Get an alarm system. A more secure home carries less risk – it’s that simple.

Get a home insurance policy that matches your needs. Spend time going over the specifics of your policy. Understand the coverage you have and how it’d be applied, if needed.

Increase your deductible. If you can afford a larger deductible, in the case you’d need to exercise your policy, this will lower your home insurance premiums.

Get a credit check. Most companies we work with provide discounts for people who have been responsible borrowers. Insurers are more likely to trust someone that manages their credit well. Having good credit can help you save hundreds per year on your home insurance.

Alberta Home Insurance FAQ

What are the benefits of bundling home and auto insurance with Surex Direct, as opposed to another company?

Just as we compare Alberta's elite insurance providers to find you the cheapest home insurance rate, we do likewise with auto insurance. As a true insurance broker, we are then able to combine the best pair of quotes - even if it's two different companies providing the best quote in each category.

Who needs home Insurance?

In the simplest answer, everyone. If you own your home, you will want protection on both your physical home and the valuables inside. If you rent out a home, you will want coverage on the physical space. If you're a renter/tenant, you will want to insure your possessions in case of damage or theft.

What is covered?

We provide cheap home insurance to look after the bricks and mortar part of your home, as well as your possessions inside. You can get online home insurance to protect against fire, fixes and repairs. You can be covered from inclement weather such as wind, hail and lightning. Our coverage also extends to protect your valuables from theft.

Should I only disclose the claims I've had in my current home that I want to insure?

In Canada, your claims history follows you, not the home. If you've had home insurance claims in previous houses, they must also be disclosed. Be prepared to disclose at least the most recent 10 years.

Why is my current home insurance rate cheaper than the quotes on you website?

Every insurance company in Alberta quotes differently. If you've bundled auto and home insurance with the same company, you can see the discount on each. If you want to get a more accurate quote online, include both your home and your auto information.