We compare up to 10 quotes - from Canada's most esteemed business insurance providers - to find you the best commercial insurance rate for your business. Be certain that your company is covered from potential liability claims against it. Don't pay for a generic policy your company doesn't fully use. You deserve affordable coverage, tailored to your needs. We'll negotiate it for you.
Insurance made simple. Speak to a broker or get started online on your personalized offer today.
Getting your business quote online through Surex Direct is a three step process.
Insurance made simple. Get your personalized offer today.
All businesses are required to have a commercial general liability policy. Commonly referred to as CGL, commercial general liability protects against claims for property damage and injury.
You can further insure yourself for coverages for equipment, stock or inventory. You can get protection against crime and employee theft. In the case of a downturn in your company’s fortunes, you can get coverage for income loss. We have coverage to look after your machinery and boiler.
Speak to a broker about the different types of liability coverage policies and choose the one that is right for you and your business.
Errors and omissions insurance protects you against lawsuits for the advice you give, in a professional setting. It provides protection for you and your company against claims not covered by your liability insurance policy.
Errors and omissions policies will vary depending on the industry, sector or service your business occupies. Surex Direct will compare the quotes of companies looking to insure your business and find the right errors and omissions insurance policy to match your needs.
Every business owner should speak with a broker to see if errors and omissions insurance would be beneficial to their line of work. This protects against frivolous or malicious claims. It covers protection for work you have done, in the event a client takes legal action against you. If your business or profession gives professional advice, such as an advertising agency, a consulting firm, a doctor or advisor, you might be vulnerable to actions against you if your service or recommendation falls short of what was required.
An insurance premium is the amount one pays per month (or agreed upon term) for a business insurance policy. An insurance deductible is the amount of money the insured party is required to pay - out of pocket - before their insurance company will step in and cover damages. The amount on your policy can vary. A higher deductible usually means a lower premium (per month cost for your commercial insurance policy). It is essential to make sure you can reasonably afford your business insurance deductible. In the case of a claim, if you cannot pay your deductible, your insurance company will not be able to help with your overall costs.
Unlike auto and home insurance (where rates are regulated), business insurance is manually quoted. This means your broker has more room to negotiate your cheapest price. Our brokers understand a low risk business or home based business shouldn't be lumped into the same price bracket as a more complex venture. We get you cheap, discount insurance by having you pay for only the coverages you need.
No business is too small. We provide cheap insurance for home based businesses such as photography, independent consulting, individual contractors and beauty consultants. We can insure online businesses that distribute inventory from a basement, garage or storage unit. If you have a business, we can provide the insurance for it.
Just as no business is too small, no business is too large for us to provide coverage for. Your personal broker will be able to find a policy to match your growing needs.
We are currently able to process policies in Alberta, British Columbia, Manitoba, Northwest Territories,Nova Scotia, Saskatchewan and Yukon.